Areas of Practice
Royal Oak Identity Theft Lawyers
Protecting Victims of Identity Theft in Southeast Michigan
More than a decade ago, identity theft hit the radar screen and became a major problem for individuals, banks, finance companies, utilities, cell phone providers, and legislators nationwide. As businesses seek to cut costs, more and more financial transactions are conducted electronically over the Internet. As a consequence, countless people have had their identities stolen and their credit ruined by hackers and identity thieves, often without their knowledge.
Since 1974, the law firm of Melder & Melder, P.C. has been helping clients across southeast Michigan resolve their important legal issues. Our attorneys have the experience and grit to effectively help identity theft victims resolve their legal and credit issues. Put our extensive experience to work for you.
What Is Identify Theft?
Identity theft and identity fraud are crimes in which someone wrongfully obtains and uses another person's personal data in a fraudulent or deceptive manner, usually for economic gain. Identity theft is a serious crime — not only does it cause substantial monetary damage, but also because somebody using your identity and personal information to defraud others can ruin your good name.
Effects of Identity Theft on You
Identity theft can cause a variety of problems with credit reports and debt collectors including, ruining a credit rating, higher insurance rates and harassment by debt collection agencies — just to name a few of the potential problems.
Signs of Identity Theft
Unknown credit accounts appear on your credit report.
You receive mail or pre-approved credit offers with someone else's name.
You receive bills, statements, credit cards, or other account information relating to accounts you didn't open.
Debt collectors have started sending you collection notices for accounts you do not have.
Companies you have not done business with or applied to for credit have been looking at your credit report.
Your credit report lists an alias name or address that you have never used.
Ways Your Information Can Be Obtained
Trojan horse viruses
Stolen Social Security numbers
Phishing by email or text messaging
Stolen mail or mail order fraud
What Can I Do?
Contacting an experienced attorney is a great first step, whether you are a victim of identity theft or are concerned about prevention. An experienced attorney can handle all communication with your banks, credit card companies, other creditors and the credit reporting agencies, making it faster and easier to recover from identity theft. A lawyer can also help you develop a plan to avoid having your identity stolen and coordinate with other service providers.
At Melder & Melder, P.C., we aggressively assist our clients both before and after an identity theft with both prevention and response. Whether you live in Oakland, Macomb, St. Clair, Wayne, Livingston, Washtenaw, or anywhere in Southeastern Michigan, hiring the right lawyer is critical. Let our attorneys provide the assistance you deserve.
Request a free initial phone consultation with an attorney.