Areas of Practice
Detroit Chapter 7 Bankruptcy Attorney
Chapter 7 Bankruptcy is Still Available
Chapter 7 is the most common type of bankruptcy. It is sometimes referred to as "liquidation bankruptcy," or "straight bankruptcy."
The basic purpose of chapter 7 is to provide you with a fresh start by wiping out all qualifying debts including credit cards, medical bills, past due utility bills, charge-offs, repossession deficiencies, law suits as well as a variety of other debts. In chapter 7, there is no repayment required for most unsecured debts, your debts are wiped out completely and permanently. Contrary to popular belief, this option did not go away with the passing of the new bankruptcy laws.
Upon the filing of a Chapter 7 bankruptcy petition, the bankruptcy court issues an "automatic stay" that stops most collection proceedings against the debtor specific Chapter 7 Bankruptcy matters our lawyers can help you with include:
Schedule of assets and liabilities
Statement of financial affairs
Meeting of creditors
Whether you live in Oakland, Macomb, Wayne, St. Clair, Livingston or Washtenaw counties and southeast Michigan, hiring the right lawyer is the most important decision of your life. Let Melder & Melder, P.C. be your Chapter 7 bankruptcy attorney.
We are a debt relief agency helping people file for bankruptcy relief under the Bankruptcy Code. Let us help you decide if bankruptcy is right for you.
For a free telephone consultation with one of our attorneys – call our offices in Royal Oak or contact us online with a brief description of your concerns.