Don't let someone else destroy your good name
More than a decade ago, identity theft hit the radar screen of every individual, bank, finance company, utility, cell phone provider and legislator. As businesses seek to cut costs, more and more financial transactions are conducted electronically over the internet. As a result, personal information must be stored and exchanged in order to pay bills online or make purchases. As a consequence, countless people have had their identity stolen and their credit ruined by hackers and identity thieves, sometimes without their knowledge.
Identity theft and identity fraud involve crimes in which someone wrongfully obtains and uses another person's personal data in a fraudulent or deceptive manner, usually for economic gain. Identity theft is a serious crime, not just because of the monetary damages it causes, but also because of the extreme personal nature of knowing somebody is out there using your identity and personal information to defraud others and ruining your good name.
Signs of Identity Theft
If you have experienced any of the below, it is possible that you have been a victim of identity theft:
- Unknown credit accounts have appeared up on your credit report.
- You have been receiving mail or pre-approved credit offers with someone else's name at your home or office.
- Companies that you have not done business with or applied to for credit have been looking at your credit report.
- Debt collectors have started sending you collection notices for accounts you do not have.
- Your credit report lists an alias name or address that you have never used.
- You have received bills, statements, credit cards, or other account information in the mail relating to accounts you didn't open.
Effect of Identity Theft on You
Identity theft can cause a variety of problems with credit reports and debt collectors including, ruining a credit rating, higher insurance rates and harassment by debt collection agencies just to name a few of the potential problems.
Ways your Information is obtained
At the Law Office of Melder & Melder, P.C., we represent clients who have had their identity stolen due to the following:
- Phishing -- email, text messaging
- Trojan horse virus
- Stolen Social Security number
- Stolen mail or mail order fraud
- Stolen checks
- Consumer fraud
- Any other illegal means
What to do
Our Office is dedicated to assisting individuals avoid becoming victims of an identity crime and providing them with the necessary assistance should they become a victim of identity theft. Whether you live in Oakland, Macomb, St. Clair, Wayne, Livingston or Washtenaw, hiring the right lawyer is critical. Let Melder & Melder, P.C. provide the assistance that you deserve. Call or contact us online with your legal issues.
